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Class 4 Shingles

The Roof That Survives the Storm.

Hail-rated. Insurance-discount eligible. Backed by our leak-free workmanship warranty.

WHAT CLASS 4 ACTUALLY MEANS

Underwriters Laboratories built a test called UL 2218. It fires a 2-inch steel ball at a shingle at terminal velocity — about 90 mph. The shingle either cracks, or it doesn’t.

There are four impact-resistance ratings:

Class 1

survives a 1.25″ steel ball

Class 2

survives a 1.5″ steel ball

Class 3

survives a 1.75″ steel ball

Class 4

survives a 2″ steel ball

Class 4 is the top of the chart. It’s the only impact rating most insurance carriers will give you a real discount for installing.

REAL-WORLD PROOF

We’ve installed Class 4 roofs across Northeast Oklahoma. One of them sat next to a metal barn during a serious hail event last year.

The metal barn got hammered. The Class 4 roof? Zero damage. Not a single shingle to replace. Not a single granule loss bad enough to trigger a claim.

THE INSURANCE DISCOUNT

Many homeowner’s insurance carriers across Oklahoma, Kansas, Missouri, and Arkansas offer a 10–30% premium discount for installing Class 4 impact-resistant shingles.

That discount stacks every year you own the home.

We’ve seen homeowners recoup the upgrade cost from premium savings alone within 3–7 years — before counting a single avoided storm claim or deductible.

We’ll help you call your carrier and confirm the discount before you commit.

ROI MATH

A Class 4 upgrade typically runs [TBD-Kevin: $X–Y / 100 sqft or %] over a standard Class 3 install.

Here’s what you get back:

Insurance premium discount

10–30%, compounding annually

Avoided deductible after a storm

typically $1,000–$5,000 per claim

Workmanship warranty included

leak-free, in writing

Resale premium

Class 4 + warranty documentation is a real line item to buyers and home inspectors