Class 4 Shingles
The Roof That Survives the Storm.
Hail-rated. Insurance-discount eligible. Backed by our leak-free workmanship warranty.
WHAT CLASS 4 ACTUALLY MEANS
Underwriters Laboratories built a test called UL 2218. It fires a 2-inch steel ball at a shingle at terminal velocity — about 90 mph. The shingle either cracks, or it doesn’t.
There are four impact-resistance ratings:

Class 1
survives a 1.25″ steel ball

Class 2
survives a 1.5″ steel ball

Class 3
survives a 1.75″ steel ball

Class 4
survives a 2″ steel ball
Class 4 is the top of the chart. It’s the only impact rating most insurance carriers will give you a real discount for installing.
REAL-WORLD PROOF
We’ve installed Class 4 roofs across Northeast Oklahoma. One of them sat next to a metal barn during a serious hail event last year.
The metal barn got hammered. The Class 4 roof? Zero damage. Not a single shingle to replace. Not a single granule loss bad enough to trigger a claim.
THE INSURANCE DISCOUNT
Many homeowner’s insurance carriers across Oklahoma, Kansas, Missouri, and Arkansas offer a 10–30% premium discount for installing Class 4 impact-resistant shingles.
That discount stacks every year you own the home.
We’ve seen homeowners recoup the upgrade cost from premium savings alone within 3–7 years — before counting a single avoided storm claim or deductible.
We’ll help you call your carrier and confirm the discount before you commit.
ROI MATH
A Class 4 upgrade typically runs [TBD-Kevin: $X–Y / 100 sqft or %] over a standard Class 3 install.
Here’s what you get back:

Insurance premium discount
10–30%, compounding annually

Avoided deductible after a storm

Workmanship warranty included

